Scottish Bakers Benevolent Fund offers a lifeline for bakers in need

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The Scottish Bakers Benevolent Fund can help bakers from drowning in a financial quagmire due to coronavirus. Pic: GettyImages/jgroup

The bakery association's Benevolent Fund can be a lifesaver for bakers experiencing financial difficulties caused by the pandemic.

Since its establishment in 1898, the Fund has helped hundreds of bakers through challenging circumstances. This is particularly prevalent today, thanks to the unprecedented times we live in caused by the coronavirus pandemic.

The Fund provides one-off or regular allowances to current and past members of the association and their families. Additionally – at the discretion of the committee and when surplus funds exist – grants are also made to those within or who are or have been associated with the bakery trade in Scotland.

The Fund can help with a wide range of financial pressures and offers two types of grants:

A one-off payment – maximum of £1,500 – to cover exceptional expenses, such as to subsidise the cost of specialist medical equipment or mobility aids, or to go towards funeral costs.

Regular twice yearly payments – maximum of £500 per instalment – to support living expenses such as utility bills and essential travel costs, or to compensate for loss of earnings due to a long-term debilitating illness.

Criteria

Each case is treated on its own merits, but to qualify the baker must live in the UK; must be – or have been – involved in the baking industry in Scotland with a member of the association for at least 12 months; is entitled to use the Turn2Us benefits calculator; and has not been a previous recipient in the past year. The latter, however, will depend on the nature and urgency of the grant, such as facing eviction.

Funds can also be further extended to support family members – such as children, parents and siblings – who are financially dependent on a person who works or has worked in the industry.

It will not cover expenses in connection with outstanding debt, legal fees, private medical treatments that are available through NHS, non-essential items for the home or car expenses such as lease or hire payments, among others.

Online applications should – where possible – be made by an employee on behalf of a current or former employee.

Bakers are encouraged to contact Scottish Bakers for further details and guidance.